How to File a Car Accident Claim in Stuart, Florida w. Jon Eberst

Filing a car accident claim in Stuart is harder than most of Florida. HB 837 cut the statute of limitations to two years and now bars any recovery if a jury finds you 51% or more at fault. Jon Eberst of the Eberst Law Firm P.A. sits down with Alexis to walk through every step of the claims process for Stuart and Martin County drivers - from the 14-day PIP deadline through sovereign immunity and rideshare crashes on I-95. Questions answered in this episode: What should you do at the scene of a car accident in Stuart, Florida? What is Florida's 14-day PIP rule and why is it the most important deadline after a Stuart crash? How does Florida no-fault PIP coverage pay your first $10,000 in medical bills? What evidence beyond photos makes or breaks a Stuart car accident claim? Topics covered: Florida PIP no-fault coverage, the $10,000 PIP medical benefit, the 14-day treatment deadline, HB 837 (2023), modified comparative fault and the 51% recovery bar, the two-year statute of limitations, sovereign immunity under the Florida Tort Claims Act, independent witness statements, recorded statement rights, rideshare and commercial vehicle insurance, and Martin County traffic patterns including I-95, Florida's Turnpike, and US Highway 1. Florida statutes referenced: Fla. Stat. § 627.736 (PIP no-fault, $10,000 limit, 14-day treatment rule), Fla. Stat. § 768.81 (comparative fault, 51% bar enacted by HB 837 in 2023), Fla. Stat. § 95.11 (two-year statute of limitations for negligence actions), and Fla. Stat. § 768.28 (sovereign immunity, Florida Tort Claims Act). Jon Eberst on Florida PIP: "Your own personal injury protection, your own auto insurance pays your first ten thousand dollars of your medical bills. You must receive treatment within fourteen days of your crash in order for those benefits to come into play." Jon Eberst on HB 837's 51% fault bar: "House Bill 837 has changed that to if you're determined to be fifty-one percent or more at fault, you can make no recovery." Jon Eberst on recorded statements: "You do not have to give a recorded statement to the at-fault party's insurance company." Jon Eberst and the Eberst Law Firm P.A. handle car accident cases throughout Stuart and Martin County on a contingency basis - no fee unless you win. Available 24 hours a day, 7 days a week. Free consultation: eberstlaw.com Phone: 772-225-5566 Office: Stuart, FL #FloridaPIP #HB837Florida #StuartCarAccident #FloridaNoFault #SovereignImmunity #MartinCountyAccident #FloridaStatuteOfLimitations #TreasureCoastLawyer The information shared in this episode is for educational purposes only and does not constitute legal advice. Every case is different. Contact the Eberst Law Firm P.A. or a licensed attorney in your jurisdiction to discuss your specific situation. Chapters 00:00:00 Florida No-Fault, HB 837, and Car Accident Claims in Stuart 00:01:00 What Should You Do at the Scene of a Stuart Car Accident? 00:01:30 What Is Florida's 14-Day PIP Rule? Key Deadline After a Stuart Crash 00:02:30 What Evidence Beyond Photos Wins a Stuart Car Accident Claim? 00:03:30 How Does Florida No-Fault PIP Work for Stuart Drivers? $10,000 00:04:30 How Did HB 837 Change Florida Car Accident Claims in 2023? 00:05:30 Why Never Give a Recorded Statement in a Florida Accident Claim? 00:06:00 Does Partial Fault Bar Your Florida Claim? HB 837's 51% Rule 00:07:00 What Is the Statute of Limitations for a Stuart Car Accident Lawsuit? 00:07:30 Can You Sue a Government Vehicle in Stuart? Sovereign Immunity 00:08:00 Truck, Rideshare, and Uninsured Crashes on I-95 and Stuart Roads 00:09:00 Free Consultation: Eberst Law Firm P.A. - Florida